THE FIRST Financial Planning Committee™ IN THE INDUSTRY
At other firms, you’ll likely be advised and guided by a single planner. This traditional approach might work for some, but one advisor cannot keep up with the changing landscape in the market of financial products. This tends to keep you within the comfort zone of your advisor’s primary expertise, which might not be the perfect fit for your unique goals.
At JH Pierce, we’ve transformed this model with our innovative team approach. Instead of the conventional one-advisor strategy, we bring together a diverse team of specialists. Therefore, every piece of your financial plan is carefully reviewed and advised by an expert whose skills and experience best serve your goals.
Our financial planning is designed to help you and your family reach your goals, sooner.
We specialize in being an advisor to business owners and people with complex financial positions. We become part of your team and work with your other professionals like your accountant, attorney, insurance agent, management team, etc. We assist you in being a facilitator for financial decisions and ask the questions you might not otherwise think to ask.
Unlike typical financial advisors who sell insurance or investments, we provide creative strategies covering your whole financial picture. We believe that in order to truly provide unbiased advice, our firm’s compensation shouldn’t be dependent to our clients buying a financial product like insurance or investments. This adds transparency and allows us to completely work in our clients’ best interest. To us, this is the true definition of being a fiduciary.
However, insurance and investments are still important pieces of financial planning, so we have developed the best method to provide these as tools in our toolbox. We avoid commission-motivated sales tactics and subscribe to a fiduciary standard, which means keeping your best interest above all else.
This is Decentralized Financial Advice from a first-of-its-kind Financial Planning Committee™.
To profitably change lives for the better by teaching and implementing responsible and honest money management.
We believe you should be educated on what is happening with your money and how it is being handled. Questions need to be answered straight and addressed head-on for you to be confident in the work we do for you.
Before making any recommendations we perform our own due diligence to ensure that solution is the best for your situation. We take it a step further than most by interviewing the companies we work with as if we personally were enacting on the recommendation we are about to give.
We seek to provide a superior client experience in working with our firm and have designed our processes to continuously strive to achieve this value every call, every meeting, every day. That is the goal of decentralized financial advice.
Our team shares a culture of caring and joy in our work. Whether it's in analyzing financial planning ideas, opening new accounts, helping you with service items, or marketing, we strive to achieve value in each client contact through our work.
In this initial meeting, we’ll thoroughly assess your personal and financial situation, focusing on your unique needs and goals. We’ll review your financial landscape, including assets, liabilities, income, savings, and emergency funds. Key topics will include retirement planning, investments, insurance (health, life, property, disability, long-term care), and estate planning. We’ll also discuss tax strategies and business-related matters like 401(k) planning, exit strategies, and business financial reviews, ensuring everything aligns with your high-net-worth objectives.
During this meeting, we focus on identifying the key financial areas that require the most attention. We will work together to determine which priorities should be addressed first, ensuring that the recommendations we provide are tailored to your needs. This meeting also covers the process for implementing those recommendations across specific accounts, with an explanation of the services we offer. Additionally, we will review advisor disclosures and fees to ensure full transparency.
Once we’ve identified your financial goals, your case will be presented to our Financial Planning Committee™. This team consists of specialists in various areas of finance, ensuring you receive the best advice possible. We’ll review your existing financial tools, offer targeted recommendations, and assess your current course of action, considering alternative strategies that may better align with your objectives. The committee will develop a personalized financial plan and set of recommendations just for you.
In the Strategy Meeting, we present and discuss the committee’s recommendations, detailing the actions, products, and services that will best support your priorities and goals. We will thoroughly analyze all available options, including investments, insurance policies, tax strategies, and more, to ensure that your financial planning recommendations are aligned with your desired outcomes.
The Implementation phase is where our actions and your plan come to life. We will guide you through the process, which includes opening accounts such as Roth IRAs or 401(k) rollovers, setting up estate planning documents, updating beneficiary information, projecting taxes, applying for insurance, and completing health screenings. We’ll also assist in providing instructions for managing online accounts and overseeing the successful execution of your financial plan. We continue to meet quarterly, semi-annually, or annually to ensure that as your life and business changes, your financial plan stays up to date as well and help you facilitate financial decisions you are faced with.
We help clients meet their goals across the US.
You can visit us at one of our two local offices.
Being successful in investing requires two things: Time & Cash Flow. Without those, you won't see much growth.
Investment Advisory Services offered through TLG Advisors, Inc. Registered Investment Advisor.
