Integrated Financial Management for Individuals & Families
in Rural Communities
All your financial puzzle pieces, one clear picture.
If you’re a successful business owner, professional, or family in a rural American community like Gillette, WY or Marion, IA, you’ve picked up a few financial strategies along the way. By now, you may have a patchwork of accounts, firms, and “dos-and-don’ts” stitched together to cover your personal and business finances. But come tax time — or when you’re reviewing your insurance, estate plans, and investments — untangling it all can feel like more trouble than it’s worth.
That’s where we come in.
At JH Pierce Wealth Management, we help hard-working individuals and families get the gears of their financial life turning smoothly with integrated financial planning that incorporates both personal and business goals. It all starts with understanding where you are now and where you want to go. We’re not here to sell you a product or earn a commission — we’re here to build a financial plan specific to your needs and goals. One you can trust and understand.
We bring straight talk and small-town values together with big-city knowledge and sophisticated wealth management strategies that most rural markets miss out on.
What Makes Us Different?
Six heads are better than one.
Can one advisor stay up to date on tax-efficient planning, investment strategies, estate planning, and complex insurance needs? They’d have a hard time.
That’s why we use a Financial Planning Committee™ with experts in tax planning, investment management, estate planning, and insurance to design one coordinated financial plan for you. So when it’s time to implement your plan, you’ll know we’ve looked at it from every angle — and built a strategy that supports your circumstances, goals, and values.
Who We Serve Best
You’re in the right place if you:
- Want to visit one office for comprehensive financial management
- Have been unsatisfied with generic financial plans or products
- Need strategies for tax-efficient investing, retirement planning, and legacy planning
- Care about leaving a meaningful legacy for your family and community
Our 3-Phase Financial Planning Process
Phase 1: Discover
We’ll work with you to get a clear, complete picture of where you stand and where you want to go. Our Financial Planning Committee™ assesses your current financial path and provides personalized recommendations to improve efficiency and alignment. You’ll finish the Discover Phase with clarity around your investments, taxes, insurance, estate planning, and cash flow — and how they work together.
Phase 2: Prepare
Our advisors work with you to prioritize and implement recommendations from the Financial Planning Committee. These may include streamlining investment and retirement accounts, updating insurance coverage, or funding a Securities Backed Line of Credit. In this phase, you’ll follow a clear road map guided by a dedicated advisory team.
Phase 3: Decide
As we continue working together, you can trust that you’ll be prepared for major transitions. Whether you’re moving from your working career into retirement, selling a business, or transitioning ownership to the next generation, we help you plan for life and financial decisions — and make your money count.
What You’ll Gain with JH Pierce Wealth Management
- A trusted team of advisors working together on your behalf
- One strategy connecting investments, taxes, business interests, insurance, and estate planning
- Long-term, straightforward guidance as your life and priorities evolve
- Seamless coordination with your CPA, attorney, and key professionals
Our Expertise Includes
Estate & Legacy Planning
- Will and trust review to ensure documents align with your goals
- Charitable giving and legacy transfer strategies
- Asset protection and succession planning for future generations
Tax Efficiency & Planning
- Annual and multi-year tax strategy development
- Tax-smart withdrawal and account optimization planning
- Coordination with CPAs to integrate business, personal, and investment goals
Investment Planning — Building Wealth
- Strategic portfolio design and ongoing risk management
- Roth conversions and tax-efficient rebalancing
- Retirement and investment account optimization
- Tax management for non-qualified accounts with low cost basis
Retirement Planning — Preserving Wealth
- Sustainable income and distribution strategies
- Social Security, pension, and Medicare coordination
- Healthcare and long-term care cost planning
Educational Planning
- College savings and 529 plan strategies
- Scholarship, financial aid, and gifting coordination
- Balancing education funding with long-term financial goals
Cash Management, Savings, Credit & Debt Planning
- Cash flow and debt optimization strategies
- Real estate or business investment analysis
- Liquidity and credit strategies to support growth
Risk Management & Insurance
- Comprehensive review of life, disability, and long-term care coverage
- Liability and healthcare risk planning
- Business continuity and key person protection strategies
* Neither our company nor any of its employees or agents are authorized to give legal or tax advice. Consult your own personal attorney, legal, or tax counsel for advice on specific legal and tax matters.
Ready to get started?
Book your Intro Call today and take the first step toward getting all your financial ducks in a row — under one roof. You’ve worked hard for your wealth; it’s time for your wealth to work for you.
